Step #1: Watch This Quick 2-Minute Breakdown on How to Buy a Home in UT, ID, or CO...Without 20% Down or Perfect Credit

Tip: Your Homebuyer Guide is Heading to Your Inbox Now!

Step #2: Schedule Your 15-Minute Homebuyer Strategy Call with Jason

Real Buyers. Real Results.

"We had such a great experience working with Jason! As first-time homebuyers, we had a lot of questions, and he made the entire process so much easier and less stressful. He was always helpful, responsive, and willing to go the extra mile to make sure everything went smoothly. We couldn’t have asked for a better person to help us through the process of buying our first home. We’re so grateful for all his hard work and would absolutely recommend Jason to anyone looking to buy a home. Thank you for helping make this experience such a great one!"

First-Time Buyers

 — Bo and Logan Louder

First-Time Buyer Family

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"Jason Christensen provides my buyers with a smooth experience. I have been impressed with his professionalism, efficiency, and competitive fees. It’s great getting a “clear to close” email from his team ahead of our settlement deadline. His lending fees are competitive or even lower, which means my buyers save! Jason is both Trusted and Recommended."

—  Lisa Fluty-Agent with Homes International

Agent and Home Buyer

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"As a realtor who has used Jason at Encompass Lending for years, I knew he was the right choice when purchasing my own home this year, without even looking at multiple options (which I typically do for every other aspect of my life). Jason is very responsive; he answered my questions and put numbers together for me whenever I asked (even when I was very indecisive and asking for a lot), and was supportive through the whole process. I trusted him entirely with all my financials, and he never let me down. This is a great lender, and if you're hesitant on who to go with, he's your guy!" Ava Lieb-Agent and buyer.

— Ava Lieb

Agent and Buyer

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"My husband and I held off on buying a home for over two years because we thought we needed $30,000 saved for a down payment. When we connected with Jason, he completely changed the game. He showed us local down payment assistance options we had no idea existed and brought our upfront cash down to a fraction of what we expected. We closed on our home in Salt Lake County last month with money left in our savings!"

— Marcus & Sarah T.

First-Time Buyer Family

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"When another lender turned me away because my credit score was just under the qualifying range, I almost gave up. Jason didn't just tell me 'no'—he put me into Encompass Lending’s Home Start Program for free. He gave me a direct, step-by-step game plan, stayed in touch monthly, and within 90 days my score was right in the approval zone. Now my wife, kids, and I are settled in our new home in Ada County!"

— David K.

First-Time Buyer

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